a short, pithy, commonly known expression which generally offers advice or wisdom

utter words so as to convey information, an opinion, a feeling or intention, or an instruction

‘Thank you,’ he said

he said the fund stood at £100,000

our parents wouldn't believe a word we said

he said to come early

assume something in order to work out what its consequences would be; make a hypothesis

let's say we pay in five thousand pounds in the first year