HUTZPAS

H4 - U1 - T1 - Z10 - P3 - A1 - S1 has 21 points in Scrabble!

H3 - U2 - T1 - Z10 - P4 - A1 - S1 has 22 points in Words with Friends!

Found in the OTCWL2014, SOWPODS, ENABLE, and WWF dictionaries