ZAFFIRS

Z10 - A1 - F4 - F4 - I1 - R1 - S1 has 22 points in Scrabble!

Z10 - A1 - F4 - F4 - I1 - R1 - S1 has 22 points in Words with Friends!

Found in the OTCWL2014, SOWPODS, ENABLE, and WWF dictionaries